My Insurance Does Not Cover Bariatric Surgery

It is wrong to take Bariatric Surgery lightly; it抯 not simply a quick way of losing weight and getting a lean and a slim body but guarantees many more long term health advantages. Recent research shows that Bariatric Surgery can be an effective solution for diseases like non-alcoholic fatty liver disease, hypertension, obstructive sleep apnea, high cholesterol and even type-2 diabetes.

The insurance industry is slowly awakening to the miracles of bariatric surgery, realizing how it can reduce the overall health expanses of a patient in the long run. However this does not mean that it抯 easy to get insurance companies to cover its cost. The cost of Bariatric Surgery approximately varies anywhere between $12500 to $50000, making it quite expensive. On top of that, the surgery is still pretty new in the market and many insurance companies still don抰 readily sanction insurance for it and some squarely refuse. The insurance companies are making the procedure of getting coverage for bariatric surgery as difficult as possible; ever increasing their list of requirements.

If your current insurance does not cover Bariatric Surgery, you have the option of waiting for and getting an add-on policy which does cover the surgery. Premium on such instant policies are usually very high.

Financing is the best option in such circumstances. Finances are available either through finance companies or through the surgical centers themselves. The loans are generally long term-small interest loans. They are especially affordable if are a great option if you fail to get the insurance company to cover the cost of your surgery, or if you don抰 have a medical insurance.

Self financing is best suited if you are going for affordable surgery. In the US surgery rates are high. However neighboring Mexico offers the same surgery with world class medical care at one-third of the cost. How do they manage it?

The biggest global advantage that we Americans have is the high value of dollar. Combined with low cost of living across the border the packages are highly affordable- inclusive of travel costs. If you are the adventurous type you may want to spend a few days in and out holidaying before or after the surgery too!

Before rushing across the border, checkout
i) Your surgeon ?Is he internationally renowned?
ii) The facilities- Do they have accreditation of International Commission and other US clinics?
iii) The city- Is it safe?
iv) The quality of bands used- What quality will be used?
v) The US support system. Most WLS need follow-ups and it抯 impractical and costly to go to the US each time a complication arises. So checkout the support system before hand.

All said, it may not matter if you are insured or not. Financing can be taken care of the costs and it is within reach if you decide to go in for affordability with quality.

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